Here is a 90-Day Study Plan for Competitive Exams. This is a Step-by-Step Guide.
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Here is a 90-Day Study Plan for Competitive Exams. This is a Step-by-Step Guide.

February 28, 2026
6 min read
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By Esha
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90-Day Study Plan for Competitive Exams – Step-by-Step Guide

Here is a 90-Day Study Plan for Competitive Exams. This is a Step-by-Step Guide.

To do well in exams like JEE, NEET UPSC, SSC, Banking or State-level entrance tests you need to have a good plan. It is not about studying hard. You need to study in a way that makes sense.

If your exam is, in 90 days do not worry. You still have time to get ready. The important thing is to be disciplined study smart and focus on what you need to do.

This guide will show you how to make a 90-day study plan that actually works for exams.

Why a 90-Day Study Plan Works

Ninety days is an amount of time because it gives you enough time to do everything you need to do.

The 90-Day Study Plan is an idea for many reasons.

A 90-Day Study Plan is long enough to go over the syllabus.

You can take a lot of tests with a 90-Day Study Plan.

A 90-Day Study Plan helps you avoid feeling stressed at the minute.

A 90-Day Study Plan also helps you see how well you are doing.

A 90-Day Study Plan is an idea because it helps you make a schedule and stick to it.

This schedule helps you stay calm and study consistently.

Step 1: Divide 90 Days into 3 Phases

Do not study without a plan.

Instead divide your 90-Day Study Plan into three parts.

A 90-Day Study Plan has three phases.

Phase 1 is from Day 1 to Day 30. It is for Concept Strengthening.

In Phase 1 of the 90-Day Study Plan you should:

  • Go over the ideas again
  • Finish the topics you're not good at
  • Make notes that are not too long
  • Practice answering questions that are not too hard

Your goal, for the 90-Day Study Plan is to go over the whole syllabus one time.

You should study for 6 to 8 hours every day for the 90-Day Study Plan.

It is better to study for a few hours. Really pay attention than to study for a long time and not pay attention.

Phase 2 is from Day 31 to 60: we do a lot of practice. Take mock tests.

Now we need to stop learning and start using what we know.

We have to work on a things.

These are:

  • topic by topic mock tests
  • questions from years
  • finding out what we are not good at
  • getting better at managing our time.

Our goal is to take two or three tests every week and one big test every week.

We have to look at our mistakes and try to learn from them.

Phase 3 is from Day 61 to 90: we go over everything again. Pretend we are taking the real exam.

This is the important part.

We have to focus on a things.

These are:

  • going over the syllabus again
  • taking two big mock tests every week
  • going over our error notebook
  • going over our formulas and short notes.

We should not try to learn things in the last 15 days.

When we take tests we have to pretend we are taking the real exam.

We have to take Phase 3 of our study plan seriously and do our best to get ready for the exam.

We will take length mock tests and try to make it feel like the real exam.

Our goal is to do on the exam and we have to work hard to get there.

We will focus on Phase 3 of our study plan. Make sure we are ready, for the exam.

Phase 3 is very important. We have to take it seriously.

Step 2: Create a Daily Study Structure

I think it is an idea to have a simple daily plan.

Here is what I do:

Morning is for difficult topics I study for 2 to 3 hours.

Then in the Afternoon I practice questions for 2 to 3 hours.

In the Evening I go over what I studied for 1 to 2 hours.

At Night I take 30 minutes to go over everything and see where I made mistakes.

I also make sure to have one day every 10 to 12 days so I do not get too tired.

Step 3: Use the 80/20 Rule

I think it is an idea to focus on the most important topics first.

For example if you are taking the JEE you should study Mechanics and Calculus and Organic Chemistry.

If you are taking the Banking exam you should study Quantitative Aptitude and Reasoning.

If you are taking the UPSC exam you should study Polity and History and Current Affairs.

Studying the important topics will help you get a better score.

Step 4: Track Progress Weekly

Every Sunday I look at what I did during the week.

I see what topics I finished what I got on my practice tests and what I am not good at.

I also think about how I used my time.

Then I make a plan, for the week.

I think tracking what I do helps me stay on track.

Step 5: Manage Health and Productivity

A lot of students do not pay attention to this part.

They should get sleep around 6 to 8 hours every day.

This is really important for Health and Productivity.

Avoid spending much time on social media.

Take breaks when you are studying, like the Pomodoro method.

This method is simple: you study for 50 minutes. Then take a 10 minute break.

Drink plenty of water to Stay hydrated.

If your brain is tired it cannot work well in competitive exams.

Here is a sample plan for 90 days one week at a time.

Weeks 1 to 4

→ Review the syllabus.

Weeks 5 to 8

Practice what you have learned and take tests.

Weeks 9 to 12

→ Take length mock tests and review everything one last time.

What matters most is that you study consistently every day.

It is not about studying for a time it is about studying regularly.

Common Mistakes to Avoid

❌ Do not study for 12 to 14 hours a day. Get too tired.

❌ Do not ignore what you learned from tests.

❌ Do not try study materials when you only have one month left.

❌ Do not compare how you are studying with how othersre studying.

❌ Do not skip reviewing what you have learned.

Final Thoughts

If you follow a 90-day study plan it can really help you prepare.

Success in exams is not about studying everything it is about Health and Productivity revising what you have learned, practicing regularly and analyzing your mistakes.

If you stay focused and keep studying for 90 days your performance will get much better.

Remember: studying in a way is always better, than studying randomly for a long time.

#study timetable for exams#CompetitiveExams#ExamPreparation#JEEPreparation#NEETPreparation#UPSCPreparation#SSCPreparation#BankingExams#ExamTips

About the Author

Esha is a contributor to the Brilliyo blog, sharing insights and expertise on educational technology and institution management.

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